Home loans · Balance transfer
The home loan people of Gandhinagar.
Kudasan to Kalol. We put your file in front of the lenders that will actually fund it, tell you plainly which one will say yes, and stay on it until the money reaches the builder.
7.25%
lowest published rate on our panel (SBI)
3
lender rates confirmed on 2026-09-02
₹0
our fee to you — the lender pays us
We are the same desk that drafts the mortgage deed and handles your registration at the sub-registrar. The loan and the paperwork, one file.
Step 1 of 2
Start with two lines.
What do you need?
The panel
Read left to right.
The cheapest headline rate is rarely the cheapest loan. Processing fee, the floor on your credit score and what the lender does with self-employed income all move the real number.
Why some rows are blank
3 of 8 rates were confirmed against the lender’s own published page on 2026-09-02. Where we could not confirm one, we show nothing rather than an estimate — a rate we cannot stand behind is worse than no rate.
Salaried applicant at each lender’s published floor. RBI policy repo rate 5.25%. Indicative and subject to the lender’s approval and prevailing policy.
01 — Buying
A new home loan.
Under construction in Randesan, a resale in Sector 7, a plot in Dehgam you will build on yourself — each is a different animal, and lenders treat them differently. We tell you which lenders fund your case before you fill anything in.
Home loans in Gandhinagar →02 — Already paying
A balance transfer.
If you took your loan before 2023 you are very likely paying above 9%. Moving it is worth real money — but only after the switching cost is behind you. We show the break-even month first, and we will tell you when not to move.
Balance transfer, explained →Worked example
₹42 lakh outstanding at 9.10%, eighteen years left. Moved to 7.75%, after ₹20,900 of processing, legal, and the stamp duty and registration on the fresh mortgage.
₹3,477
less, every month
7 months
to break even
Where we work
The whole district,
not just the city.
Kalol, Mansa and Dehgam have their own sub-registrar, their own jantri zones and a different lender appetite than Kudasan does. Each gets its own page because the answer is genuinely different.