Home loans in Adalaj.
Adalaj sits in Gandhinagar district. We handle the loan and the registration as one file, so the sanction and the paperwork do not end up in two different queues.
Registration
What you pay at the sub-registrar.
Charged on whichever is higher of the jantri value and your agreement value — so a keen price does not always mean a smaller bill. We do this part ourselves, which is why the loan and the deed move together.
Work out your own →Asked often about Adalaj.
Can I get a home loan in Adalaj?
Yes. Adalaj falls within Gandhinagar district and every lender on our panel funds property here, subject to the usual checks on your income and on the title. What varies is which lender is realistic for your particular property type — a scheme flat, a resale, or self-construction on a plot are three different files. Send us the property details and we will tell you who to approach.
What are stamp duty and registration charges in Adalaj?
Gujarat charges 4.9% stamp duty — a 3.5% basic rate plus a surcharge of 40% of that basic rate, being 1.4% — plus a separate 1% registration fee. Both are calculated on whichever is higher of the government jantri value and your agreement value. A female sole buyer is exempt from the 1% registration fee but pays the same stamp duty.
Nearby
Buying in Adalaj?
Send the scheme or survey number. We will tell you which lenders already fund it before you fill in a single form.