Home / Lenders / Bank of Baroda
BoB home loan in Gandhinagar.
Where BoB fits, where it does not, and what the file actually looks like from this side of the desk.
Starting from
7.50%
as on 2 Sept 2026
Starting rate
7.50%
as on 2 Sept 2026
Benchmark
Repo-linked
RBI repo 5.25%
Processing fee
—
ask us
Read from BoB’s own rate page on 2 Sept 2026: “Home Loan – Apply Housing Loan up to ₹20 Cr at 7.5% Interest”
BoB's own page carries TWO figures — a 7.20% banner and a 7.5% page title. We publish the HIGHER of the two: understating a lender's floor is safe, quoting below it is the breach. The office should settle this with the branch.
Go to BoB when
you are buying a resale, a second home, or building on your own plot. They are among the more flexible public sector lenders on property type.
Look elsewhere when
you need speed. Like all public sector lenders, the file moves at its own pace.
Asked often.
What is the BoB home loan interest rate in Gandhinagar?
Bank of Baroda publishes a starting home loan rate of 7.50% per annum, as on 2 Sept 2026. That is a floor, not a quote — the rate you are actually offered depends on your credit score, income and the property, and is decided by BoB, not by us.
Can LoanPark help me apply to BoB?
Yes. We prepare and submit the file, chase the sanction and handle the mortgage documentation and sub-registrar registration afterwards. We charge you nothing for it — our commission comes from the lender. If your file would fare better at a different lender on our panel, we will tell you that instead.
Should your file go to BoB, or somewhere else?
Two lines from you and we will tell you plainly — including when the answer is another lender.
The panel
Starting rates as on 2 Sept 2026, taken from each lender’s own page. Indicative — what you are finally offered is the lender’s call, and depends on your profile.