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ICICI home loan in Gandhinagar.
Where ICICI fits, where it does not, and what the file actually looks like from this side of the desk.
Starting from
8.50%*
as on 2 Sept 2026
Starting rate
8.50%*
as on 2 Sept 2026
Benchmark
Repo-linked
RBI repo 5.25%
Processing fee
—
ask us
*Starting rates as on 2 Sept 2026, as published by each lender. Rates may change and are subject to the lender’s approval.
Go to ICICI when
you are a private-sector salaried applicant with a strong score and a builder deadline. Sanction is quick, and the rate they hold for existing customers can sit well below their published card.
Look elsewhere when
you are comparing on headline rate alone — their published standard floor sits above the public sector banks on our panel.
Asked often.
What is the ICICI home loan interest rate in Gandhinagar?
ICICI Bank publishes a starting home loan rate of 8.50% per annum, as on 2 Sept 2026. That is a floor, not a quote — the rate you are actually offered depends on your credit score, income and the property, and is decided by ICICI, not by us.
Can LoanPark help me apply to ICICI?
Yes. We prepare and submit the file, chase the sanction, and assist you through the whole process afterwards — documents, mortgage and registration included. We charge you nothing for it — our commission comes from the lender. If your file would fare better at a different lender on our panel, we will tell you that instead.
Should your file go to ICICI, or somewhere else?
Two lines from you and we will tell you plainly — including when the answer is another lender.
Our lenders
*Starting rates as on 2 Sept 2026, as published by each lender. Rates may change and are subject to the lender’s approval.